Terms & Conditions — Club88

1. Introduction and Acceptance of Terms

Welcome to Club88 — your online gaming destination for players across the Philippines. These Terms and Conditions ("Terms") govern your access to and use of club88.live, including all games, promotions, features, and support services available on the platform.

By visiting, registering, or using any part of Club88, you confirm that you have read, fully understood, and accepted these Terms. If you do not agree with any section, please stop using the platform immediately.

These Terms form a legally binding agreement between you ("the Player") and Club88. They apply regardless of how you access the platform — whether on a desktop browser, mobile browser, or through our mobile app. Continued use of Club88 at any time constitutes your ongoing acceptance of the current version of these Terms.

2. Eligibility and Age Requirements

Club88 is strictly for adults. To open and use an account, you must meet all of the following:

• You must be at least 21 years of age, in line with Philippine standards for online gaming.
• You must be located in a jurisdiction where online gaming is permitted under local law.
• You must not be an employee, contractor, officer, director, or close relative of Club88 or any of its affiliates.
• You must have full legal capacity to enter into a binding agreement.
• You must not currently be on any self-exclusion list, voluntary or mandatory.

Minors are strictly prohibited from registering or participating in any Club88 activity. We reserve the right to request proof of age at any point during your membership. Any account found to belong to a person under 21 will be immediately suspended, and funds will be handled in accordance with applicable regulations.

3. Account Registration and Verification

Each player is permitted to hold only one (1) registered account with Club88. Creating duplicate accounts — whether under your own name or a different identity — is strictly prohibited and will result in the permanent suspension of all linked accounts without prior notice.

When you register, you agree to:

• Provide accurate, complete, and truthful personal information at all times.
• Use your real name exactly as it appears on your government-issued identification.
• Keep your login credentials strictly confidential — never share your password with anyone else.
• Notify Club88 immediately if you suspect any unauthorized activity on your account.
• Update your account details as soon as any personal information changes.

As part of our Know Your Customer (KYC) process, Club88 may ask you to submit identity documents — such as a valid government-issued ID, proof of billing address, or a recent bank statement — before processing withdrawals or when your account activity triggers a review. This process protects both you and the integrity of our platform.

All data submitted during registration and verification is secured using SSL encryption. OTP (one-time password) verification may also be applied to sensitive account actions such as password resets, large withdrawals, and account setting changes. Please refer to our Privacy Policy for full details on how we handle your personal data.

4. Deposits and Withdrawals

All financial transactions on Club88 are conducted in Philippine Peso (PHP). We support payment channels that are familiar and accessible to Filipino players, including:

• Philippine online and mobile banking
• Local bank transfers
• Local e-wallets such as GCash and Maya

Please note that credit cards and cryptocurrency are not accepted as payment methods for gaming deposits or wagers on Club88.

Deposits are generally credited to your account promptly, though processing times may vary depending on your chosen payment channel. Withdrawal requests are reviewed through our standard verification process before funds are released. Club88 reserves the right to request additional documentation before approving any withdrawal, particularly for large amounts or accounts that have not yet completed full KYC verification.

Attempting to reverse, dispute, or issue a chargeback on a deposit after the funds have been used for gaming is considered a breach of these Terms and may result in immediate account suspension, recovery of chargedback funds, and where applicable, legal action.

5. Bonuses and Promotions

Club88 regularly offers promotions for both new and existing players. Each promotion has its own specific terms — including eligibility criteria, wagering requirements, valid games, and expiry periods — which are clearly stated on the Promotions page at the time of the offer. Always read those terms before opting in.

The following general rules apply to all Club88 bonuses:

• Bonuses are non-transferable and cannot be exchanged for cash unless the specific promotion explicitly states otherwise.
• Only one bonus may be active on your account at a time, unless a promotion says otherwise.
• Combining bonuses without explicit permission from Club88 is not allowed.
• Club88 reserves the right to modify, suspend, or cancel any promotion at its discretion, with or without prior notice.
• Any attempt to exploit, abuse, or circumvent bonus conditions — including bonus hunting and arbitrage — will result in the forfeiture of bonus funds and possible account suspension.
• Opening multiple accounts to claim duplicate welcome or new-player bonuses is strictly prohibited.

Club88 does not guarantee specific bonus amounts, percentages, or outcomes. Promotions are general player rewards and should not be treated as a reliable source of income or guaranteed returns.

6. Fair Play and Prohibited Activities

We want Club88 to be a fair and enjoyable space for everyone. The following actions are strictly prohibited and will result in immediate investigation and possible permanent account closure:

• Registering more than one account, or using another player's account to access Club88.
• Using bots, automated scripts, AI-assisted tools, or any third-party software designed to gain an unfair advantage in games or exploit platform features.
• Colluding with other players to influence game outcomes — in poker, live casino games, or any other format.
• Fraudulent deposits, chargebacks, or using payment methods that do not belong to you.
• Attempting to hack, disrupt, reverse-engineer, or gain unauthorized access to any part of the Club88 platform.
• Using Club88 for money laundering or any other illegal financial activity.
• Misrepresenting your identity or providing falsified KYC documents.

Club88 uses advanced monitoring systems to detect unusual account and transaction patterns. Where violations are found, Club88 may suspend accounts, withhold or forfeit winnings, and report activities to relevant authorities in accordance with applicable laws.

7. Responsible Gaming

Club88 is committed to responsible gaming. We believe that playing online should always be a form of entertainment — not a way to solve financial problems or chase losses. All players must be at least 21 years old, and we actively encourage every member to stay in control of their gaming habits.

Here's what we recommend for a healthy gaming experience:

• Set a personal budget before you start and never exceed it, regardless of outcomes.
• Use the deposit and session time limit tools available in your account settings.
• Take regular breaks, especially during long gaming sessions.
• Never chase losses — a bad run does not guarantee a good one will follow.
• Never gamble with money meant for rent, food, bills, or other essential expenses.
• Keep gaming separate from your work, family, and social responsibilities.

Club88 offers self-exclusion options for players who feel they need to step back. If you'd like to activate a cooling-off period or a longer self-exclusion, contact our support team at [email protected]. We also direct players to independent counseling and support organizations available in the Philippines that offer free, confidential assistance for problem gambling.

Club88 does not guarantee winnings and cannot promise any financial outcome from gaming on our platform. Playing involves real financial risk, and all players accept that risk when they choose to wager.

8. Privacy and Data Protection

Club88 collects and processes your personal information in accordance with our Privacy Policy. By using the platform, you consent to the collection, use, and storage of your data as described in that document.

Your personal information is used only for the following purposes:

• Account setup, management, and customer support.
• Processing transactions and confirming your identity through KYC.
• Improving platform performance, security, and user experience.
• Meeting legal, regulatory, and compliance obligations.

Club88 will never sell your personal data to third parties for marketing purposes without your explicit consent. We take data security seriously and use industry-standard encryption and access controls to protect your information.

9. Intellectual Property

All content on club88.live — including but not limited to logos, graphics, game interfaces, software, promotional materials, and written content — is the exclusive property of Club88 or its licensed content providers. This content is protected under applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Club88 platform for personal, non-commercial gaming purposes only. You may not copy, reproduce, redistribute, modify, create derivative works from, or commercially exploit any Club88 content without obtaining prior written permission from Club88.

Any unauthorized use of Club88 intellectual property may result in legal action.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Club88, its affiliates, directors, officers, and employees shall not be held liable for:

• Any indirect, incidental, consequential, or punitive damages arising from your use of the platform.
• Financial losses resulting from unauthorized account access due to your failure to keep your credentials secure.
• Service disruptions, downtime, or technical errors caused by third-party providers, internet outages, or force majeure events.
• Errors in game display, outcome calculations, or delayed connectivity.
• Any reliance on information found on club88.live that results in personal or financial loss.

Club88 makes no warranties — express or implied — regarding uninterrupted platform access, error-free operation, or specific gaming outcomes. Use of the platform is entirely at your own risk and discretion.

11. Account Suspension and Termination

Club88 reserves the right to suspend, restrict, or permanently close any account at its sole discretion. This includes, but is not limited to, situations where:

• A player has violated any section of these Terms and Conditions.
• Suspicious, unusual, or potentially fraudulent activity is detected on the account.
• KYC documents cannot be verified as authentic or belong to the registered player.
• The account holder is found to be under the minimum gaming age of 21.
• A court order, regulatory direction, or law enforcement request requires us to take action.

Where an account is closed due to a breach of these Terms, any bonus funds, pending withdrawals, or winnings derived from prohibited activities may be forfeited. Club88 will handle such situations transparently and in compliance with applicable laws. Players who believe a suspension was made in error may contact us at [email protected] to submit a formal appeal.

12. Amendments to These Terms

Club88 reserves the right to update or modify these Terms and Conditions at any time. Changes will be published on this page with a revised effective date. It is your responsibility to review these Terms on a regular basis to stay informed of any updates.

Continued use of Club88 after changes have been posted constitutes your acceptance of the updated Terms. If you disagree with any revision, please stop using the platform and contact our support team to discuss closing your account.

13. Governing Law and Dispute Resolution

These Terms and Conditions are governed by the applicable laws of the jurisdiction in which Club88 operates. In the event of any dispute or complaint arising from your use of the platform, we ask that you contact our support team first so we can attempt to resolve the matter internally and in good faith.

Club88 aims to address all complaints promptly and fairly. Should an internal resolution not be achievable, the matter may be referred to the appropriate legal or regulatory channels. For any formal concerns, please write to us at [email protected] with a clear description of the issue.

Nothing in these Terms limits your statutory rights as a consumer under Philippine law.